Biografia
VolksBank - Banca popolare dell´Alto Adige SpA
Organisation/Process and Rules (September 2021 – today)
The Bank is in reorganisation and my role involves leading the general review of internal regulations starting with the definition of a new
methodology and the design of related processes with identification of risks and controls and the reallocation of activities. PMO on projects
involving changes at both IT and internal level, involving the various bank stakeholders and maintaining relations with external providers.
UniCredit SpA
From 2008 member at group level of the team that manage the inspections of Bank of Italy and ECB onsite Inspections
PMO Role (from 2018)
Group PMO of New EBA Guidelines on Loan Origination and Monitoring (Lead9 Country – 25 Legal Entities) (July 2019 –
September 2021 )
The aim of the project is to make LEs consistent with EBA requirements through a Gap analysis activity at group and individual LEs level
with the relative consolidation. Identification of initiatives to close the Gaps with the generation of a MY roadmap. The tracking of
initiatives and their updates. Identification of potential issues and their resolution. Managing communications and alignments with
top management and ECB
Group PMO “Climate Change Risk” and Environmental Social and Governance Project – (August 2020 – September 2021)
Based on the interconnection with the EBA Guidelines on LO&M, it was necessary to involved me also in this project to support it of
supervision, expertise on the issues dealt with, flanking me, not replacing the current structure
- Head and PMO of Corep/Finrep on collateral Project (June 2018 – March 2020)
The aim of the project was to track, control and maintain the flow of guarantees from their generation to reporting for balance sheet
and RWA purposes. In order to achieve this objective, the rules of acquisition and eligibility were identified from a civil, balance sheet
and regulatory point of view, generating a set of internal controls on each IT application (CL&C, SISBA, LIBRA, ARAMIS, Corep/Finrep
Reports) to guarantee the correctness of information reception and communication, generating diagnostics and involving the various
bank structures in order to analyse the control reports, identify the various issues and implement solutions.
Group Finance (2016 – 2018)
- Cooperate with CEE Les for the adoption of the Group Pricing guidelines in a Risk Adjusted discipline based on Credit Risk, Cost of
Capital, and FTP Curve with onsite activity. Support the Local CFO and CRO with CEE Business cooperation for the local improvement
with IT Web platform.
- Determinate the MHS (Minimun Hard Spead) of single Loan higher than 50 mln € on national and international operations of CIB
perimeter. The activities concern the analysis of the Credit Risk/Regulatory treatment, FTP to associate to the loan and the study of the
contract focal points and collaterals associated;
- Member of the group that are manage the IFRS9 impact on the Bank with the scope to define the Group Guidelines to provide to All
the Banks/Legal Entities at Group Level
Risk Management (2014 – 2016)
- Responsible for Region Italy (UniCredit SpA - UCFactoring Spa - UCLeasing Spa – Fineco Bank Spa) of the second part of Asset Quality
Review with focus on T4B - Single Name Reporting - on Credit File Review with particular attention on the analysis of the outcomes
and their economic impacts. Managing relationships with ECB to address the AQR issues
- Head of Forborne project for Italian Perimeter focusing on Bank of Italy in ITS circular 272 EBA for "non-performing exposure and
Forbearance" with focus on IT development, Credit classifications with LLP impacts and manage the Regulatory Credit Dynamics
(Finrep T19 Table) and CeRi flows. Support the Business in case of Credit renegotiation analysis for Large Files. Responsible for ECB
Audits and Internal Audits about forborne and portfolio analysis in relation to various risk classes
- Cooperate with AnaCredit working group that deals with the study of changes/impacts from future entry into force
- Credit policy officer of UniCredit Spa through the major financial, economic and risk drivers (default streams, LLP, Shortfall, RWA,
Expected Loss%)
- Head of Italian Perimeter for the allocation and monitoring of RAF/CRS target and triggers the RAF and assigning to Executive Managers
with cascading to the network of the Target to reach
- Analysis and monitoring of RWA and Shortfall side events due to Budget/Shortfall considering the calibrations/regulatory and internal
implementations
- Responsible for the analysis of Benchmarking of UniCredit compared to leading peers
UniCredit Credit Management Bank SpA (UCCMB SpA)
Risk Management (2011 - 2014)
- Member of several working group about new AIRB model for default asset and IAS 39, “UniCredit Italy Special Credit’s Tableau de
Board”, creation of a new supervisory reporting system “Aramis”
- Certify, Identified and resolved problems for the Basel II results (AIRB approac)
- Responsible for ERM Report (Enterprise Risk Management) and for Top Exposure and monitoring at group level
- Management the NPL’S LLP for UCCMB SpA and UniCredit Spa in coherence with the Credit Committee decisions
Financial Statement Officer (2008 – 2011)
- Responsible for the management of IAS 39 for all the Italian perimeter
- Create a Group financial LE (Aspra Finance) for NPL’s management focusing on credit transfer from UCB Italian perimeter to Aspra with
analysing also the legal aspects
- Managed LLP and credit decision
- Identification and resolution of issues on supervisory reporting related to AIRB and STANDARD models
- Monitoring Credit Default rate and analyse the trends to identify the main risk areas and intervention corrective measure
- Manage the Credit accounts and the balance sheet on monthly bases
- Legal Products Development Officer (2007-2008)
Responsible for the relations with various bankruptcy courts and the creation of new products suited to solving the various problems
bankruptcy. Main citys travelv as Roma, Milano, Treviso, Bologna, Reggio Emilia, Pordenone, Napoli
- Bankruptcy Credits Collection Department (2005-2007)
Responsible for the relations with various bankruptcy courts and the creation of new products suited to solving the various problems
bankruptcy Mortgagee Manager with a macro portfolio
UniRiscossioni SpA (ex CariVerona Banca SpA)
- Bailiff - giudicial officer - (1996-2005)
Bailiff I exercised before with distraints securities at the residences of the debtors, later with distraints real estate and in the last two years
I have dealt with complaints about real estate bankruptcy and appeals. Workplace Mantova, Torino, Trento, Verona
Prossimi Eventi

CAIO - Chief Artificial Intelligence Officer
CAIO - Chief Artificial Intelligence Officer
Martedì 23 settembre si terrà il Chief AI Officer, il primo evento italiano dedicato alla responsabilità e all'implementazione dell'AI guidate dal Chief AI Officer a cura di iKN Italy.Nonostante la rapida accelerazione dell’AI, nel 2025 la governance resta una priorità strategica: il percorso verso un uso sicuro, trasparente e conforme è ancora in fase di definizione.I temi chiave di questa edizione saranno:Con il rischio di FOMO sull’AI, stiamo davvero comprando soluzioni senza una chiara comprensione dei benefici? L’Agentic AI è la svolta per l’ottimizzazione dei processi o l’ennesima buzz word? Se è vero che “gli USA inventano, i cinesi copiano e gli europei normano” siamo destinati a essere una potenza di seconda classe a causa dell’AI Act? Il valore dell’AI oggi è solo economico o è anche reputazionale? La soluzione più efficace è esternalizzare le competenze o portarsi on board il know how? PwC Italia è Main Sponsor dell'iniziativa.Interverrà Francesco Mesiano, Director PwC Italia, Artificial Intelligence dalle ore 08:45 alle ore 10:00 nel panel: Adozione dell'AI in azienda: come cambiano i ruoli e i flussi di lavoro?Agenda dettagliata e modalità di iscrizione sono disponibili al seguente link

Corso Applicativo DDMRP per la certificazione Demand Driven Planner Professional (DDPP)
Corso Applicativo DDMRP per la certificazione Demand Driven Planner Professional (DDPP)
PwC organizza un evento training online con l'obiettivo di far conoscere ai partecipanti la metodologia Demand Driven MRP e accedere al test per ottenere la certificazione Demand Driven Planner Professional (DDPP) del Demand Driven Institute http://www.demanddriveninstitute.comIl Programma è principalmente rivolto a professionisti in area:Operations & ManufacturingPianificazione della Supply Chain e LogisticaPlant ManagerNelle settimane successive al training, in caso di interesse da parte dei partecipanti e previa disponibilità dei dati necessari, sarà possibile applicare la metodologia al caso specifico della propria azienda tramite un Proof of Value.Istruttori: Ivan Lavatelli, Partner PwC Italia, Head of Core Operations - Global Lead of PwC DDMRP Practice and DDPP Master Instructor.Marianna Falcone, Director PwC Italia, Core Operations - Global Driver of PwC DDMRP Practice and DDPP Endorsed InstructorLuca Valletta, Manager, PwC Italia, Core Operations - DDPP Endorsed Instructor Il corso DDPP è offerto per questa sessione con il 20% di sconto, prezzo speciale di 1.000 € + IVA a partecipante anziché il costo standard di 1.250 €.Per saperne di più sulla metodologia Demand Driven MRP, sull'attività di Proof of Value e sul nostro approccio ai progetti: https://www.pwc.com/it/ddmrpPer informazioni e per iscrizioni: ivan.lavatelli@pwc.com, marianna.x.falcone@pwc.com, luca.valletta@pwc.com.